What if You’re an Injured Passenger in a Rideshare Accident?

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A male driver transporting a female passenger in a rideshare.

Rideshare services may feel like the safest way to get around since you aren’t the one navigating traffic.

While most rideshare experiences are pleasant, it’s always good to remember that your Uber or Lyft driver is a regular person who is capable of making mistakes and getting into an accident. Getting into a car accident when you’re the driver can be troublesome enough, but what if you’re injured in a Dallas rideshare accident?

Here’s a look at determining who’s at fault and the next steps you’ll need to take in order to receive your entitled compensation at the end of the day.

Steps to Take if You’re Injured in the Accident

If you’ve been injured in a rideshare accident as a passenger, the steps you’ll take after your accident are a bit different from a first-hand accident injury. First, if you or another passenger or driver were injured in the accident, call 911 and get emergency services and police to the scene.

Perform the following steps to best prepared for your compensation battle:

  • Obtain your driver’s vehicle information
  • Take photos of injuries, the accident scene, and vehicle damage
  • Gather insurance information of all drivers involved
  • Request a police report
  • Contact a personal injury lawyer
  • Contact Lyft or Uber and inform them of the accident

Who is at Fault?

Like other car accidents, a rideshare accident must determine who is at fault before an insurance company will payout. If the other driver is the person found at-fault, their insurance company is who you will contact for injury compensation.

However, if your driver is at fault, there are some serious complications involved. Since rideshare drivers are technically contracted workers, they are responsible for any insurance claims that arise from an accident.

Where this gets bad is that insurance companies typically will not cover someone who uses their personal vehicle for commercial use.

If an insurance company finds out that your driver was operating commercially under the radar, their policy will be canceled and you could be left with any financial responsibilities that arise as a result of this accident.

Is Compensation Easy in These Situations?

Gaining compensation as a driver in an accident can be hard enough. However, when it comes to wrangling insurance companies after a rideshare accident, the complications really start to roll in.

Unless your driver has a rideshare endorsement from their insurance company, it’s likely going to be difficult for you to even see partial compensation for your injuries. Even if compensation is provided, the maximum compensation is a tough negotiation without the help of a personal injury lawyer.

Don’t Rideshare Companies Offer Coverage?

The short answer is, that they do, but only as a third-party provider, and if the driver has personal insurance. If the driver’s insurance company denies the claim, the rideshare company will cover injuries that took place while the driver was on the job. Even then, this may not always be sufficient payment.

In extreme cases, lawsuits are the final step for receiving the funds you are owed. The personal injury attorneys at Bober Law Firm can help you craft the perfect argument for any stage of the compensation process. Trust us to use your accident evidence to the best of our abilities and get your cash to your family, fast.

Let Bober Law Firm Fight by Your Side for Compensation

If you’ve been injured in a rideshare accident and find yourself facing loss of work and piles of medical bills, it’s time to put the law in our hands.

At Bober Law Firm, we are a team of experienced personal injury lawyers that are familiar with the insurance system and gaining maximum compensation for our clients. Trust us to go toe to toe with insurance companies in order to help get you and your family out of a financial bind.

We don’t use gimmicks to win; just the law, and that’s what makes us Dallas’s most trusted personal injury firm. Contact us today to schedule your free consultation.